Frequently Asked Questions

Answers to common questions about working with The Stewart Agency, an independent insurance brokerage in South Tulsa serving individuals, families, and businesses.

An independent brokerage has established relationships with many insurance carriers and specialty markets rather than representing a single company. Through those relationships, The Stewart Agency compares coverage and pricing across multiple carriers and presents the options to each client.
When you buy direct, you choose your coverage on your own. An independent agent reviews your situation with you, explains your options, and compares coverage from multiple carriers so you can make an informed decision. You also have one advisor who knows your account and is available to help at every renewal and claim.
For individuals and families, we offer coverage for homes, autos, umbrella liability, boats, RVs, and rental properties. For businesses and property owners, we offer commercial property, general liability, commercial auto, workers compensation, lessor’s risk only, and coverage for hard-to-place risks.
In many cases, yes. Through specialty and excess and surplus markets, we have access to carriers that consider risks standard carriers decline. Coverage is subject to each carrier’s underwriting approval.
Yes. We offer dwelling policies for single-family rentals and commercial coverage, including lessor’s risk only, for landlords with larger portfolios and commercial tenants.
We are licensed for property and casualty insurance in Oklahoma, Texas, Arkansas, and Missouri, and for life and health insurance in Oklahoma.
We recommend a review at least once a year and any time something significant changes, such as a new home, a renovation, a new vehicle, a new driver, new employees, or business growth. Rebuilding costs and carrier rates change over time, so a regular review helps keep your coverage current.
Your current policy’s declarations page is the best starting point. It shows your existing coverage and limits so we can compare options accurately. For businesses, details on operations, payroll, revenue, and property help us go to market efficiently.
Call (918) 622-8183, request a quote at stewartbrokerage.com, or visit our office at 11031 S Memorial Dr in Tulsa, Monday through Friday, 9 AM to 5 PM.

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